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How Do You Usually Pay For Purchases?

 
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[Poll]

How Do You Usually Pay For Purchases?


Cash
  37% (11)
Debit Card
  41% (12)
Credit Card
  10% (3)
Debit
  3% (1)
Other
  6% (2)


Total Votes : 29


(last vote on : 7/26/2008 11:48:19 PM)
(Poll will run till: -- )
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How Do You Usually Pay For Purchases? - 6/21/2008 3:38:24 AM   
humbleinspirit


Posts: 18075
Joined: 4/13/2005
From: Just Outside of Boston
Status: offline
How Do You Usually Pay For Purchases? I usually pay cash. How about you?

_____________________________

Post #: 1
RE: How Do You Usually Pay For Purchases? - 6/21/2008 4:05:06 AM   
Roberta_


Posts: 6991
Joined: 9/28/2007
From: East Bay Area
Status: offline
Cash- that way no one can trace where I've been.
Post #: 2
RE: How Do You Usually Pay For Purchases? - 6/21/2008 9:08:41 AM   
utilityfielder


Posts: 12205
Joined: 6/19/2005
From: Home of the Champions
Status: online
I use a debit card. It is so easy.

_____________________________

Before I refuse to take your questions, I have an opening statement. Ronald Reagan
Post #: 3
RE: How Do You Usually Pay For Purchases? - 6/21/2008 9:12:46 AM   
Szaftoo


Posts: 813
Joined: 4/13/2005
From: So. Calif.
Status: offline
Debit for everything.
Post #: 4
RE: How Do You Usually Pay For Purchases? - 6/21/2008 9:32:27 AM   
Sophie11

 

Posts: 777
Joined: 1/24/2008
Status: offline
Debit card. But we usually keep some cash on us for very small purchases and things that do not accept debit or credit cards.
Post #: 5
RE: How Do You Usually Pay For Purchases? - 6/21/2008 10:16:19 AM   
christsstar


Posts: 5144
Joined: 4/8/2005
Status: offline
I'm a strange one.

I've spent the last 3 years training myself that I don't need my credit cards. I've used my debit card for everything. Now that I feel I have my finances under control and can keep track of my spending and not overspend, I'm switching to using a credit card that earns me points. I'm only using it for groceries/gas right now. Two things I believe I can monitor best and can keep under a certain amount. I automatically subtract my budgeted amount from my checking account when I get paid, that way it's already taken into account and what's left in my checking account after bills is mine to spend. And I keep track of what I put on my credit card so that it doesn't go over my budgeted amount.

I've been doing this for about 3 months I think and have been doing a pretty good job. I'm going to switch from a points card to a mileage card within the next month and earn airline miles so I can start traveling to see family more often.

I rarely use cash. I hate it. I only use it if I know I'm going someplace that is cash only.

_____________________________

Christine

Grampa John - 10/23/1920-11/26/2008
Post #: 6
RE: How Do You Usually Pay For Purchases? - 6/21/2008 11:13:05 AM   
cherish405


Posts: 32410
Joined: 4/11/2005
From: The Land Down Under
Status: offline
Cash as I don't have a credit card.

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Post #: 7
RE: How Do You Usually Pay For Purchases? - 6/21/2008 11:16:15 AM   
Miss Giggles


Posts: 4272
Joined: 4/18/2005
From: MI
Status: offline
a combination of cash and debit.

I still use my credit card for occasional online purchases and if I travel I will use it to rent a car/hotel room so I wont have massive holds on my checking account.
Post #: 8
RE: How Do You Usually Pay For Purchases? - 6/21/2008 12:43:10 PM   
MamaPyratekk


Posts: 96
Joined: 6/16/2008
From: NC
Status: offline
I try to keep cash on me to use when I can. Otherwise I use the hubby's debit card. Neither of us have ever or will ever own credit cards.
Post #: 9
RE: How Do You Usually Pay For Purchases? - 6/21/2008 1:23:31 PM   
cheeky_monkey


Posts: 117
Joined: 6/18/2008
Status: online
I pay for everything by check. I rarely have cash on me and won't get a debit card because I'm too afraid I'll misuse it when shopping online.

Lucy
Post #: 10
RE: How Do You Usually Pay For Purchases? - 6/21/2008 1:25:10 PM   
Roberta_


Posts: 6991
Joined: 9/28/2007
From: East Bay Area
Status: offline
I use checks for any charities that I give to for tax deductions.
Post #: 11
RE: How Do You Usually Pay For Purchases? - 6/21/2008 7:56:55 PM   
Bubbles5


Posts: 1003
Joined: 4/12/2005
From: Wisconsin
Status: offline
I use cash fir the gas and groceries.
Checking for bills

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Avatar of my dad and his five daughters
Post #: 12
RE: How Do You Usually Pay For Purchases? - 6/21/2008 10:20:02 PM   
PrincessButtercup


Posts: 7115
Joined: 4/21/2007
From: not my home...
Status: offline
Debit Card.

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I need you more than anyone, darlin'
You know that I have from the start
So build me up, Buttercup, don't break my heart...
Post #: 13
RE: How Do You Usually Pay For Purchases? - 6/22/2008 4:49:11 PM   
DreadPirateRandy


Posts: 7729
Joined: 6/5/2006
Status: offline
Online: debit card.

Regular: cash.

Debit cards pwn the heck out of credit cards.

_____________________________

The lunatic, the lover, and the poet, are of imagination all compact.
Post #: 14
RE: How Do You Usually Pay For Purchases? - 6/23/2008 2:49:39 AM   
amymelissa


Posts: 2052
Joined: 8/15/2005
From: South Australia
Status: offline
I use my debit card a lot as it's easier than remembering to keep taking out cash (and I spend cash so much easier than if it's on card).
I've got a Visa debit card to use online if I need it.

_____________________________

~Joshua 1:9

I now have a blog: here

Come and join our new Christian RP forum!
Post #: 15
RE: How Do You Usually Pay For Purchases? - 6/25/2008 2:48:57 PM   
_Cinderella_


Posts: 5050
Status: online
I use my debit card unless I am paying for fast food or coffee.

_____________________________

Proud Army Sister

I'm dreaming of a green C-mas just like the ones I used to know.
Where the treetops are bare & children listen to hear sleigh bells in the grass
Post #: 16
RE: How Do You Usually Pay For Purchases? - 6/26/2008 11:48:55 AM   
stamper_ben


Posts: 10977
Joined: 4/11/2005
From: Lone Star State
Status: offline
I'm going to start using gold as that's all that's going to be worth anything eventually.

Now I just have to go find the end of that rainbow.

_____________________________

We will be known as His by the love we show one another.
Post #: 17
RE: How Do You Usually Pay For Purchases? - 6/26/2008 2:19:51 PM   
WhiteRoseBlessings


Posts: 25987
Joined: 4/11/2005
From: Currently . . . San Francisco
Status: offline
I use other people's money to pay for all my purchases.



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Hey there! This is Sharon-Marie, and you have reached my signature. I may not be here for a while; but if you'd like, please leave a message over in that ramblin’ thread.



.
.
Post #: 18
RE: How Do You Usually Pay For Purchases? - 6/26/2008 2:23:54 PM   
WhiteRoseBlessings


Posts: 25987
Joined: 4/11/2005
From: Currently . . . San Francisco
Status: offline
Actually . . . I used to pay for everything via check.

But over the past few months, I've noticed a shift in that . . . I pay my bills and as many things as I can by check; unless it's a small amount - in which case, I will pay via cash or debit card.

I pay for online purchases with my debit card.

I also keep said debit card with a very low available balance and transfer money into it as needed.





edited: for clarity

< Message edited by WhiteRoseBlessings -- 6/26/2008 2:31:35 PM >


_____________________________

Hey there! This is Sharon-Marie, and you have reached my signature. I may not be here for a while; but if you'd like, please leave a message over in that ramblin’ thread.



.
.
Post #: 19
RE: How Do You Usually Pay For Purchases? - 6/27/2008 10:03:12 AM   
DaveW


Posts: 4106
Joined: 4/12/2005
From: MD suburbs of Washington DC
Status: offline
I voted "credit" but use a check card tied to my bank account. If used as a credit card instead of debit, it avoids the atm fees.

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Avatar is Saphira 5 months and Louvena at 23 months!
We are now grandparents TWICE!!
====================================
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Post #: 20
RE: How Do You Usually Pay For Purchases? - 6/27/2008 10:15:06 AM   
ta_mosquito


Posts: 11497
Joined: 3/31/2005
From: from MN, now in Ontario :D
Status: offline
Credit card for the vast majority since we earn points. (Our debit cards up here don't do that.) We've got over $400 in reward points accrued!

We have our telephone, internet/cable, etc. come out of our credit card automatically. Some places don't allow that, so the mortgage, insurance, etc. come straight out of checking.

We stay within our budget and pay the card off every month.

< Message edited by ta_mosquito -- 6/27/2008 10:22:15 AM >


_____________________________

Tricia

"There's a fine line between being open-minded and empty-headed." ~Michael Coren
Post #: 21
RE: How Do You Usually Pay For Purchases? - 6/28/2008 11:49:30 PM   
whisperingwaters


Posts: 155
Joined: 5/3/2007
From: Michigan
Status: online
I mostly use credit cards but some times cash and I pay bills with checks.

_____________________________

The words of a man's mouth are as deep waters, and the well-spring of wisdom as a flowing brook. Proverbs 18:4
Post #: 22
RE: How Do You Usually Pay For Purchases? - 7/5/2008 8:06:42 AM   
vmginny


Posts: 583
Joined: 3/31/2006
Status: offline
Do not have any credit cards.

Pay bills and major purchases with a check.

Use cash for anything else.

_____________________________

Mark 10:27
Looking at them, Jesus *said, “ With people it is impossible, but not with God; for all things are possible with God.”
Post #: 23
RE: How Do You Usually Pay For Purchases? - 7/8/2008 11:50:07 AM   
_MavericK_


Posts: 4889
Joined: 4/4/2007
From: Texas, wild and free
Status: offline
debit. Just swipe and go!

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Suddenly, I don't like Ike quite as much as I have in the past.

Post #: 24
RE: How Do You Usually Pay For Purchases? - 7/12/2008 12:03:01 PM   
rogasinger4Him


Posts: 908
Joined: 5/1/2008
Status: offline
Cash whenever possible. I find I will spend less and think more about whether or not I really need the item if I'm spending my cash.

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Psalm 108: 1-5

Psalm 146: 1-2

http://www.myspace.com/rogasinger4him

Dana
Post #: 25
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